Thanks again to both of you for your encouragement and support. I've been off the Forum for a bit. You're right NotWendy, writing my son's story helps me in seeing the lifelong struggle and pattern. A good day, week, month would tempt me to believe all is well. He's finally getting things figured out. Like your daughter Pook075, my son is very intelligent and can be quite charming.
Yes, I will protect my nest egg. It isn't easy for me. Thankfully my husband is supportive, One of my big problems is I buy hook line and sinker the manipulation. His approach is very loving, and slowly builds over texts or calls checking in. First a simple request- Are you in town? I'm trying to figure out how to get lunch for my son (my grandson). I live 20 min away. He said, I won't get paid for a few days and have no money. I said no I won't be - I had company over. He figured it out.
A couple days later he called with a bigger request about how he'd pay me back with 10% additional to start paying off all he's borrowed, if I would let him charge materials for jobs on my Credit Card. He said he made an Excel spreadsheet and worked up the nerve to ask me. And feels really bad asking.
I truly thought he wouldn't ask for quite awhile after our talk.
So for me it feels like I need to harden my heart to his unending neediness. I love him but I also need to create some emotional distance. Any thoughts.? My journey is seeing my son more clearly and learning to be ok with detaching from him on many levels.
Yes, I will protect my nest egg. It isn't easy for me. Thankfully my husband is supportive, One of my big problems is I buy hook line and sinker the manipulation. His approach is very loving, and slowly builds over texts or calls checking in. First a simple request- Are you in town? I'm trying to figure out how to get lunch for my son (my grandson). I live 20 min away. He said, I won't get paid for a few days and have no money. I said no I won't be - I had company over. He figured it out.
A couple days later he called with a bigger request about how he'd pay me back with 10% additional to start paying off all he's borrowed, if I would let him charge materials for jobs on my Credit Card. He said he made an Excel spreadsheet and worked up the nerve to ask me. And feels really bad asking.
I truly thought he wouldn't ask for quite awhile after our talk.
So for me it feels like I need to harden my heart to his unending neediness. I love him but I also need to create some emotional distance. Any thoughts.? My journey is seeing my son more clearly and learning to be ok with detaching from him on many levels.
My daughter did exactly the same thing until I cut her off completely financially. At first, it was very ugly but in time, she figured it out that she couldn't just rely on mom and dad for money. It forced her to budget, to figure out other ways to make her finances work. And today I think she does fairly well with money. Not with savings, but at least she gets the bills paid.
At first, yes, it feels like hardening your heart and being like Pharoah. But that's not what is actually happening. If you want to get Biblical, we're given a blueprint for how to spend our money. Tithe the first 10%. Save 20% for a rainy day. Live on the other 70%. Also, don't be in debt to anyone, for any reason. Live within your means and make that 70% work.
How does this apply? First, your son should be living by the same principals, so should my daughter. But they're not. So they're going into debt (to us, others) to chase the things of this world. Just because they're living foolishly doesn't mean the guidance to us changes- we stick to the 70/20/10 rule for our household. If you can give more than 10% to those in need then great, but that was never meant to be your lifelong burden for one person in particular. Not even your son. He's meant to learn responsible finance like the rest of us and helping him all the time prevents that.




