I looked back at your previous posts and there is some key information there to consider.
First is that your mother is already receiving SSDI. This means she also has been "plugged into the system" for other resources such as Medicaid. Is she receiving Medicaid?
Looking at her medical conditions you described- she needs considerable assistance- she can not walk, she needs insulin, and from your posts, her medical needs are increasing.
Assisted living in the US is self pay, however, there is some coverage for nursing homes with Medicaid. Medicare doesn't cover long term care but Medicaid can.
While your mother may blame you for putting her in a nursing home- if she qualifies for one and Medicaid coverage- this may be the best option for her and for you. This doesn't mean you are abandoning her completely. You can visit, provide some "extras" as Medicaid will take the SSDI as coverage, but you can bring her some items like snacks (there are rules for how much one can supplement). This is less stressful for you than being her caregiver.
Whatever assets your mother has will have to be used to cover the costs, but once her assets are gone, if she qualifies for Medicaid, Medicaid will take over the costs. However, there are rules about this. Medicaid "looks back" at least 5 years to be sure the person didn't hide or give away their assets. So if the house is put in someone else's name during this time, there will be a waiting period, penalty, before Medicaid pays.
If she stays in her house, sometimes Medicaid provides some home health coverage. But it sounds like she isn't able to manage on her own in her house.
If you take her back to her house and something happens to her and she is sent to the hospital and they discharge her to a nursing home, Medicare can pay temporarily but there needs to be an application to Medicaid to see if the person qualifies for this service. The laws on this vary from state to state. If she's already receiving SSDI and Medicaid- this process may be easier, I don't know- but the laws vary for each state.
I see where she's already made false accusations of you. You don't want to leave yourself open to false accusations. Learning about the resources and laws in your mother's state helps both her and you.
Since she has resources- like her house- Medicaid requires a person use their resources first. There are rules for spending down resources so one stays in compliance. Even if she doesn't need nursing home care now, it's possible she may at some point given her medical issues.
One of my friends has a father with NPD in this situation. Her parents divorced. He had moved out but didn't have a place of his own or resources. He was in the hospital and when it got to being discharged, social workers looked to friends and family to take him in- when none would- they placed him in a nursing home and he qualified for Medicaid. My friend is able to stay in her job. She still visits him, brings him snacks. He's still who he is- NPD- but this is managable for her.
Your plan is still an option if you choose it but it might leave the door open to your mother possibly making false accusations of you. It's also not a sustainable long term plan for her as it seems she does need some level of care and may need more in the future. Another possible plan is to learn about resources and the rules for her getting them, and have a plan for getting them in place for her, whether she needs this now, or goes back to her home and needs it later.


