Hi there,
I might be a little unusual here, but I tend to look a lot more at actions than words and moods. If your husband wanted for things to get better between you, then my opinion is that he would do exactly that. He'd start by being nicer. He'd make some apologies. He'd come to you with a list of therapists that he researched, and he'd offer to make an appointment at a mutually convenient time. He'd say something like, he's going to do what it takes to make the relationship work, because he loves you and he believes you two have a future together, and it's worth fighting for, in the sense of doing some work and making some positive changes. And he would follow through with his plans. First off, he'd start working on repairing the financial betrayal, to show you he's serious.
Also, I don't love the set-up you describe, which sounds to me like your husband is merely agreeing to "go along with" therapy, as in, he doesn't really believe he needs it, except to get concessions out of you. I get the sense that he thinks that YOU are the one who needs to do all the changing. While you might need to make some changes and concessions, a relationship takes two people to work. It's not fair to live in an all-take-and-no-give situation.
I guess my point is, for a reconciliation to work, your husband needs to take some actual actions--hard ones, and on a consistent basis. For whatever reason, I'm dreaming up an analogy based on dieting. An overweight adult might declare: I'm going on a diet! He might get motivated by the prospect of losing some weight and feeling better, and that's fantastic. He might get enthusiastic about going on a diet together with a partner, because it would feel like a team effort. But while temporary motivation and declarations can signal a good start, that's not enough, not by a long shot. To lose weight (and keep it off), he'd typically need a major lifestyle change. Maybe that would include some trips to a doctor and taking medications at first. Yet he probably needs to relearn how to eat, while letting go of poor dietary habits--junk food, bingeing on sweets, sugary drinks, emotional eating. With strong motivation, good training, and maybe some medications to get a kick start, he might be able to lose a few pounds. But the only way to reach his goal weight, and keep the weight off, is to change his lifestyle, permanently. That typically takes months and months, lots of practice, some setbacks, a ton of effort, but most of all, consistent effort and ACTION. He has to really want to change and be willing to do the work to achieve it. Nobody else can do it for him, no matter how much they'd like to. It's all up to him, if he puts in the work to change. The rewards are typically worth it, but only if he goes all in. Otherwise, it's likely to become a yo-yo cycle.
Just my two cents.


