My question right now is, who is the sick one here? To top it off , he has Kaiser insurance and they do have dbt. It would give him the basics. The thing is he refuses to go there. I believe he didn't like the "group" experience he had 15yrs ago when his then wife pushed him to go. He told me you don't get the same therapist each time with Kaiser. I'm thinking IF he really wanted help he'd push past his opinion and give it a try.
Do any of you get yourself in over your head trying to "help"?
I don't think "sick" is the best term for it. The term "co-dependent" fits- although I took me a long time to understand the term well. Many posters reject the term because I think it implies dependency- when in many cases it's the pwBPD that is dependent on them, materially. It's more of an emotional dependence. It also sounds like a clinical diagnosis and people who have co-dependent traits can be highly functional and are not mentally ill.
In a nutshell- it involves "helping" to the point of self harm in ways (money, time, emotions) and harm to the person being helped (enabling) and it feels almost automatic- hard to stop/resist.
For someone who grows up with a disordered parent and enabling in a family pattern, It's not your fault you have these behaviors but now, as an adult, you can work on changing them, and to change them, is up to you. This is the important part: your focus has been on changing your son but we can't change another person, we can only change ourselves, so switching the focus from helping him- to working on yourself can be more effective at changing this dynamic between the two of you- as it is the two of you in this "dance".
Like you, I was parentified as a child, and expected to also be an enabler- emotional caretaker to my BPD mother. Having these behaviors worked in my family- kids have to get by in their families- and it worked for you too, but they were dysfunctional as an adult. It had to work on them. Therapy and 12 steps- CODA, ACA, helped. (the dynamics where there's a BPD person are similar to those where there is an alcoholic so 12 steps can help).
Having boundaries with BPD mother did not lead to more harmony in the relationship or improve her BPD. She didn't like boundaries. However, it did decrease the drama between us as I was less emotionally reactive to her, and also helped me to see the difference between helping, enabling, and maintain my own emotional well being- not just with her but with everyone- these behaviors affect all relationships to some extent.
Although every parent wants the best for their child, when it comes to therapy, even the "best" isn't effective if the person isn't motivated to work with that. I know some people who have Kaiser and they do tend to have therapy in groups but Kaiser is still adequate for someone who is motivated to work with them. For any therapy to be effective, the person has to be motivated to work with it. If you don't pay for therapy- he isn't being denied therapy- he already has access to it. If he were motivated- he'd make use of the therapy available to him.
You need your retirement funds. For someone with BPD, often their "wants" feel like needs but wanting something besides Kaiser is not a need, it's a preference. A simple "no, we can not afford this" is enough of a reply to his requests. (even if he reacts to that)