Hi Wakefield, welcome to the group. You're going through so much, so we're glad you reached out for support.
Can I ask, do you have any other kids? Any of them living at home too? Just getting a better feel for your situation.
You've mentioned
He has been to some counseling but no changes. I have no money to pay for more counseling.
Has your son received an official BPD diagnosis? On the one hand, not that a label "matters" for dealing with intense, dysfunctional behavior; on the other hand, I'd be interested to hear if he did get a diagnosis, how he took the news.
Wakefield, your son is making a lot of self-destructive (and other-destructive) choices, and I can't imagine how hard that is to watch. I wonder if you have any therapy or counseling for yourself and your husband as you both go through this process. When there's a person with a PD (personality disorder, or traits) in our lives, we need an immense amount of support so we can make the healthiest possible choices, even though those choices may seem "mean" or "unhelpful" to the pwBPD.
A big question standing out to me right now is:
What would it be like for you to allow your son to experience the natural consequences of his choices?
...
Write back whenever works for you, and again, welcome;
kells76