I was researching residential treatment centers for DBT... The costs are outrageous andnot covered by insurance.  Is this disease only for the rich? Anyone have any other resources that are affordable?

My daughter has been hospitalized four times since April, and now we have no insurance due to divorce.  She is only 14 and her illness is only getting worse despite therapy twice a week and meds.  Recently she had a psychotic episode and I am at the end of my rope.  I feel like my only option is to turn her over to the state so she can get help, but that seems like a nightmare in itself. She needs rt desperately, please any advice will be soo appreciated.

Our D. was in RT for 14 months followed by 7 months of a therapuetic foster care. We have private insurance, yet it was running out. The RT encouraged us to apply to our county for assistance. She easily qualified so not only did they help to pay, they also provide services outside of residential, foster care, respite, skills workers etc. While the services are so, so, the financial assistance is huge. They require our D. to be on Medical Assistance too which pays whatever our insurance does not pay for mental and physical health. She's been hospitalized three times since June and there has been zero out of pocket for us. It was not an easy application process and takes time, but in the end she qualified easily.

At the RTC, most kids had some form of government assistance, most were not privately insured like we were.

what about those over 18?

A bit more to clarify... .my D. transferred to county and state mental health services, from children's mental health services.

Well, either for the rich or the very poor. My DD gain more access to services - though she did not choose to take advantage of many of them - when she became homeless. If you adult child has no violent legal history that helps even more. AND this depends on where they live - in our state the services change county by county. The county we live in has very limited residential services. Other counties have more offerings for residential services. They may not get the 'gold-star' options, but more and more there are DBT programs coming available. The hardest part is getting the BPDkid to get motivated to take part. They won't let them into the programs if they are not willing to put the work into it.

qcr

sounds like you may need to get an attorney who specializes in disability education or contact the state representative (can't think of the actual title) to go over your case and represent you at an iep meeting.


i get it!  same thing here... .everything goes under the deductible and by the time you meet the deductible the benefits are all used up!  ours is a major med policy and we pay $750/mth for dh, self, and dd15. ;p


yep!  just made the last payment to the psych hospital that my then d12 was in for 2 weeks... .we were prequalified 2x prior to admission but when the bill came insurance denied the claim (except for the pdoc).  it took us this long to pay it off because we placed our d in the rtc for 9.5 months at $250 PER DAY!


as i was putting the final payment to the psych hospital in the mail box at the post office, my dd15 and a friend were in the back seat... .i told dd15 "this is the final payment... .we own you free and clear now! ... .her friend replied "we didn't have to pay anything because i'm on medicaid"... .so there you go. 


even the rich can't buy a cure though it would make it much easier if we had unlimited resources for any and all available treatments.

i'm not rich by any means... .we spent all of our savings for rtc.  some people mortgage their homes, some people get low interest loans from places like Clark to pay for rtc and some use  what is available within the "system". 

let me know if you would like the official title of the state representative that advocates for special needs kids in the public school system.  i will email a friend from the rtc and post the info when i get it... .she said the one in her state (Illinois) "made it happen" after she fought with her school system for months... .and she worked for that same school system ;p

lbjnltx

here is a copy of the email from my friend whose d is at falcon ridge until she graduates/turns 18:

The lady who helped me works for the Community and Residential Services Authority -- an Illinois government agency.  She is excellent.

She knows Illinois law pertaining to IEP/residential placement.  If someone lives outside her jurisdiction she will put them in touch with another staff person on her board.  Her services are free.

 

check to see if there is such a title/service in your state.

best wishes

lbjnltx

males are likely to go into the legal system, females into treatment... .just my take on it.

Do we somehow excuse the female violence, and throw the book and the guys? My DD can be very violent - and the guys she is around are also violent. Lots of domestic violence going on in her life since she was at least 17. Yet, she has been charged with DV just as often as the guys, and in jail too. And her friends end up in jail too. Maybe the county I live in is an exception, or I am just overexposed to this female violence with the crowd DD has been around.

Geez - and I let these people in my house while they are on good behavior. I am nuts sometimes - just avoiding the confrontation potential maybe. Probably. When it's good, it's OH so good. When its bad it is horrid.  What nusery ryhme is that one from.

qcr