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Author Topic: Guiding a struggling parent financially impacted by child with BPD  (Read 553 times)
BurnedOutSis
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What is your sexual orientation: Straight
Who in your life has "personality" issues: Sibling
Relationship status: Married
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« on: March 16, 2021, 11:29:52 AM »

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My oldest brother was diagnosed with BPD many years ago, though does not have any insight into his illness. The aggression, lability, legal and financial turmoil, emotional control, and comorbid substance use issues caused so much distress in our household that my other brother and I had to set firm boundaries with this sibling in order to protect our own mental health and now have only a superficial relationship with him.

Unfortunately, we have always had a disagreement with our father about how to approach caring for our sibling. Our father has always believed he needed nurture, financial and rapid emotional support to the point where he has become enmeshed in our brother's rapidly changing mood and perceived needs, and has previously been upset with us for maintaining distance. He has completely sacrificed his own well-being over the years. He is always there to respond to our brother's crises through phone, by text or in person, and to resort to financial or legal means to bail him out of situations. He has always been distracted by these frequent needs and has never developed his own hobbies or interests, and it has interfered with other relationships for example with our mother who feels she has always been a low priority. Our father is vicariously always himself in crisis mode, though does not actually tell anyone about this due to stigma and has always declined help, advice, guidance either professionally or non-professionally. He had a major heart attack several years ago when things really escalated with my brother, and has always made his own health low priority. Over the years, he has helped employ my brother in his own company even though this became catastrophic in the end and led to my dad retiring sooner than he anticipated. Of most pressing concern, he has also sacrificed his and my mother's financial well-being to support my brother.

My brother has always had heavy spending habits, difficulty keeping jobs (has not been employed now for about 4 or 5 years), and a sense of entitlement toward my father's money. He has always stated that it is the "least [my father] could do" for having "called the police on me" or x, y, or z reason. He blames his criminal record (though this is usually inflated) for an inability to get a job, though only seeks jobs that require advanced training or experience he does not have. He also has a fixed belief that my father sold gold that was given to him as a baby to pay for my other brother and my education (also untrue). More recently after leading my dad to retire early due to his behaviors in the office, he moved to another state to pursue screen writing, got married, and now collectively with his spouse spends unimaginable amounts of money (at times upwards of $30,000-$50,000/mo). He convinced my father to pay for his education, though now months after graduating continues to have many external excuses for not having a job (some absolutely and understandably true due to the pandemic, others not so much). My father is a co-signer on his leased apartment and has also helped pay for utilities, leased vehicles, etc. Even despite the massive financial support, my brother has tens of thousands of dollars in credit card debt.

Which brings me to current issue I am really struggling with. My father, now 73, has always believed he was doing the right thing and that by supporting my brother emotionally and financially and paying for his education he would "change" and become independent and no longer need support. However, 3 years after retiring he is almost out of his 401k and will be left with social security for my mother (who is only in her mid 60s) and him. Meanwhile that will leave my brother with an abrupt cessation of money and no ability to financially support himself. It has now finally dawned on my father that his approach did not work and he worries that there is no light at the end of the tunnel and is showing signs of depression himself due to this. While my father does finally seem receptive to guidance on how to change his behaviors in taking care of my brother, I think after over 30 years of their enmeshed relationship he will still struggle with a solution that would require my brother to face any hardship. I feel devastatingly helpless and am not sure how best to guide my father. Ultimately I know he needs to set boundaries, that things would ideally be done slowly, but due to depletion of his funds, am worried it will keep going on until it happens abruptly in the near future. When my father tell's my brother he does not have money to support him anymore, my brother verbalizes understanding, but then asks for more money within days and does receive that money much of the time, which I believe is sending a confusing message. I have tried to address financial concerns directly with my brother before, though this ultimately led to his displacing blame on me or supporting delusional beliefs he has developed about me.

How can I help support or guide my father who seems like the only person who could change the trajectory with my brother? I am open to any suggestions! Thank you!
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Notwendy
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What is your sexual orientation: Straight
Who in your life has "personality" issues: Parent
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« Reply #1 on: March 17, 2021, 06:53:36 AM »

This is a difficult situation and in ways it parallels some dynamics in my family. In my situation it's my BPD mother who was the main focus of my father ( now deceased ) and who seemed to spend a large amount of money- to the point where finances were a stressful situation.

Fortunately he planned well for their elder years and we didn't have concerns until he got seriously ill. I was concerned that if she were handling the money, it would be gone quickly and there would not be enough for their basic needs.

Also in these family dynamics, I think the other members feel more overly responsible. I also wanted to help and so stepped in to attempt to help manage their finances if my father was not able to.

They would have nothing of it. So I stepped away from that idea. At the moment, she's in charge of any money they had left. I have no idea what she does with it. So far thankfully she is able to meet her needs. I would not be OK if my parents did not have their basic needs met. I would do what I feel I can to help- but we have our own needs too and so I also don't want to be in a situation where she doesn't respect that. But I have no control over what she decides to do with her own money.

I will share what a social worker told me. I have posted this before many times because it did help me. I was concerned about my father's decisions at the time and called social services. However, my father was legally competent. They said: your father is legally competent to make his own bad decisions.

That was true. Just because I didn't agree with a decision didn't mean I had any right to intervene.

I understand your feelings of helplessness and your wish to help your father. I felt this way too. You are also correct that he is the only one who can choose to change his behavior- and this is a 30 year pattern. I wish I had a better suggestion for you, but the statement " your father is legally competent to make his own bad decisions" helped me to realize that he was in charge and that only he could decide. I could suggest, plead, try but it was not my place to "rescue" my father in the first place. ( see the Karpman triangle dynamics). Even if my intentions were good, they were out of line. In addition, his relationship with my mother involved more than I was aware of. It wasn't my business to intervene.

These dynamics between your father and brother are long standing. I think you have seen that your attempts to intervene have not been successful. Yes, they make sense and intentions are good, but these dynamics are not logical. They are emotional and involve both your father and brother. It's sad that it's affecting your mother too, but I have the sense that she realizes she's been unable to get this to change either.

I know you love your parents and it's hard to see this happen. But as long as your father is legally competent, he can do what he wants with his own money.






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P.F.Change
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Gender: Female
What is your sexual orientation: Bisexual
Who in your life has "personality" issues: Parent
Relationship status: Divorced
Posts: 3398



« Reply #2 on: March 24, 2021, 01:13:49 PM »

 Welcome new member (click to insert in post) Hi, there, BurnedOutSis.

I'm so sorry to hear about the despair you're feeling about your father's security right now. I used to worry a lot that my parents would spend themselves out of retirement funds. It's not easy thinking about what the consequences of their choices might look like. And, in your case, if your dad is already feeling depressed about it, I understand why you're feeling concerned.

How can I help support or guide my father who seems like the only person who could change the trajectory with my brother? I am open to any suggestions! Thank you!

There's a lot of wisdom from Notwendy above. It's so great that you want to help, and also may be so hard to accept that you can't change your father any more than either of you can change your brother. What you can do is validate your father's feelings and express your own. "I feel ___ when ____" statements might be a good tool for you. It will also be important to think about your own boundaries: how much financial assistance are you willing or able to offer your father if he runs out of money? or your brother? Knowing your limits will be important.

Have you or your father ever considered talking with a therapist for help navigating these complicated relationships and discouraging feelings?
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