Divorces have structured processes for division of retirement accounts.  With a qualified domestic relations order (QDRO) the ownership of account portfolios is split before the contents are sold.  That way, once the ownership has transferred to the other's account, the liability is transferred with the ownership.  I am unsure whether this concept applies to other types of investment accounts.

I had already graduated high school (over 5 decades ago) and I had a crush on a local girl but it took me a while to recognize she she wasn't interested in me.  Many years later I heard she had married and moved away but she had mental health issues of some sort.  It could have been me but by happenstance.

Then when I did get married I thought I'd met a perfectly normal woman.  Yet a week before the wedding I realized something was abnormal about her family and I came to believe I'd saved her.  Until over the years it became obvious they'd really twisted her up into mental knots.  What tipped her over the edge was when I transitioned from husband to husband and father.  Her stepfather had messed her up that much.

Sometimes you can't predict how your choices will turn out.  Everyone is imperfect.  How is it our own issues left us relatively sane while our ex-whomevers' issues turned out to be indicators of eventual mental health disasters?

It's laudable that your kid is working overtime to make ends meet.  That's why I'm optimistic that she'll figure something out.  Yet my firm opinion is that her mom is not a good or fair business partner.  I'd say, give the truck back to her mom and find another solution.

I think this sort of thing can happen between exes, even in the absence of a personality disorder.  I have a relative close to me who is trying to finalize a divorce.  One of the sticking points is ownership of the dog.  The proposal is to share the dog.  I've advised my relative not to share the dog, because he shouldn't want to have repeated interactions, let alone negotiations, with his ex.  You see, his ex has quite an "entitled" view of the world.  Simply put, she wants 50% of the assets, but 0% of the liabilities, as she refuses to take them into account.  A simple explanation is she wants her cake and to eat it too.  She wants the stock portfolio (which she didn't contribute a penny to or purchase any investments herself . . .), but she can't withstand seeing the value fluctuate on a daily basis.  So she wants to cash out, but not pay any capital gains taxes.  She thinks her ex should sell the portfolio, give her 100% of the proceeds in cash, and have him foot the tax bill.  Not fair, right?  But that's how she thinks.  In her mind, she wants none of the liabilities, and feigns ignorance and financial ineptitude to get her way.  The same sort of thing would happen with sharing a dog:  she wants to play with it, but not have to pay for a kennel or dog sitting when she travels, and not have to pay for the vet or pet insurance.  She wants all the benefits but none of the obligations.  I think it's how your wife thinks:  she wants ownership car but expects others to pay to fix it.  I think that will never, ever change.

Anyway, I advised my brother to offer his ex full ownership of the dog.  Chances are she won't want it because she doesn't want the obligations.  And then he might be able to keep it.  If she decides to take the dog just to "spite" him, well then he can get another one.  Like you've said before, it's not worth arguing over, now or in the future, let alone the legal fees.  It's a dog, not a kid.  Sharing a dog would be like buying future arguments:  What if somebody wants to move?  What if one person wants to get the dog spayed?  What if the repeated pet handovers get complicated?  Too much could go wrong in my opinion.

Who has been paying the insurance on the truck - ex or your daughter?  Is the insurance still in place?

While I agree that it is best to avoid entanglements with an ex, you did say the divorce was somewhat amicable, not typical for most of us.  My thought is that you could try a one-time offer to assume ownership on a strictly "sign it over" basis.  Your leverage is that it's stuck on D's property and your ex might let you "fix it up".  What would happen after that would remain unsaid.

And this just might end one of your remaining peeves with your ex.  Who knows?

Thanks to both of you for the opinions.  I know to let it go...it's just one of those few things that still get under my skin.  I have a good relationship with my ex, so you're both right, this is not a battle I should take part in.

And CC, I 100% agree.  If I do nothing about the truck, the best move is to tell my kid to get a different truck and send mom's back to her.  They did profit off using it but they weren't making ends meet on their regular income- they needed the work and didn't want handouts.  That's what we want our kids to do in life...which I guess is why I'm so frustrated at the situation.

Hi Pook,

In my humble opinion, you stay out of it.  This is between your daughter and her mom.  I think that you and I know that her mom won't play fair, let alone consider her own daughter's interests.  Maybe that's a valuable lesson your daughter needs to learn (along with, not to pour time or money into fixing other people's property, unless she's prepared to gift it or lose it).  I know, I know, you had a "deal," but in my experience, pwBPD love to make "deals" where you pay or sacrifice up front, in return for a future promise that they almost invariably renege on!  They'll make up some convoluted excuse not to honor the deal, or straight up deny you had a deal in the first place, or flip the script and say you're the one who didn't honor the deal.  I think you probably know this already.  The rub is that here, you have no way to enforce your "rights."  You can't kick your wife out because she's already gone, and she has the car title.  Furthermore, I think it comes down to a control move by your ex.  The second you get involved, she's going to double down.  She has something your daughter wants, which is more power to her.

Look, presumably your daughter made some money by borrowing someone else's asset.  That's not such a bad deal.  Yet in my opinion, going forward, I think your daughter and her partner should save up for their own truck.  Maybe they ask their customers to pre-pay for some services.  Maybe they take out a truck loan.  I think they leave mom out of the equation completely, because she's not a reliable business partner.  Make sense?

My ex once had a verbal altercation with an empty cardboard box. I heard her arguing with someone in the other room and she was arguing with a box. She was upset it was there, and she's the one that put it there. I didn't bring it up or tell her I was behind her and witnessed it. She probably would have spun it somehow and told her friends and family it was me, per usual

I'd let it go. You have the problem of sharing children with this woman so you kind of have to be 'involved' with her. I am doing all I can to stay away from my ex because I know crazy they can get in an instant.

Your daughter is an adult and she truly did use the truck frequently for landscaping. That truly could have caused some of those issues? And it is your ex wife's truck, she doesn't HAVE TO sell it to her own daughter.

I always vote to stay away from the BPD unless you absolutely have to communicate. And for me, it's situations like this that keep us tangled up in the nonsense that is the mind of BPD.

Exactly, I struggle with my struggles. Trying to accept them.

Hi friends.  I was talking to my daugher last night (the non-BPD daughter) and we got into an argument over a truck that I let her BPD mom keep in the divorce.  We divorced without attorneys involved and agreed to split things evenly.  We both had cars with loans on them, we both had credit card debt, and there were very few other things to fight over.  One item was an older pickup though that my wife said was hers because it was in her name, so I told her to keep it.  It did bother me though because I bought it for her and paid it off entirely on my own...it was in her name to build credit from a buy here, pay here type of place.

Anyway, we divorce several years ago, I get our home ready to sell, and we split the profits 50/50.  She abandoned me for another man and didn't pay a penny on any bills for almost a year, and I had to cash in a smaller 401k to avoid losing the home.  I should have got my money back before the 50/50 and she shouldn't have got the truck, but whatever.  I didn't want to argue and I just wanted things to be finished.  I was thrilled we actually divorced without attorneys and I figured the $50k+ I paid over a few years while she was out having fun was the cost of marrying/divorcing her.

However, the truck...that darn truck.  Our agreement was that she could keep it, but I could use it anytime.  I was good with that.  But my daughter ended up using the truck often with her husband because they started a landscaping company for side money.  Then the truck broke down and my wife said that since they were driving it, they needed ot fix it.  That made me mad, but whatever.  Then the truck needed tires, and my wife told them they had to buy them.  Then it needed more tires because the alignment is bad.  Then a 3rd set.  Each time, my wife told them they broke it, they fix it.

Then the conversation changed.  My daughter and her husband said, "We've put like $2k into this truck, just let us buy it from you and we'll fix it up."  My wife refused.  They offered $3k, $4k, but my wife said it's worth at least $9k or more.  This angered me even more, but whatever.   Not my truck, not my fight, let it go.  Then there were engine problems and my kid paid for that as well, over $700 total.  So now they've spent close to $3k on a truck that isn't theirs.

The truck has been broken down for maybe 6 months now, my wife still refuses to sell it to them, and it's just going to rot unless they continue to fix it themselves.  Now I'm furious.  I spend good money on that truck, took care of it, and my kid is being abused because of my ex's entitlement.  I finally lost it last night and ranted to my kid when this came up- that should be my truck, I paid every penny on that truck, your mom's a selfish <beep beep>, etc.

I've been thinking of talking to my ex and asking for her to give me the truck, I'd get it running well again, then the kids can have it.  I absolutely refuse to spend a penny on it though when it's so clearly "her truck".  My ex re-married a rich guy so this isn't a money thing...it's a pride thing.  They should just fix the truck and let our kid have it.  Or at least give it to them as-is.

I know this is dumb and I should let it go, but the one area I will always struggle with is my ex treating our two daughters poorly.  I can't help it, I blow a gasket every time.  What would you do?