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Hi again,
Wow, you have a lot going on here. I see all sorts of issues for your daughter, from lingering traumas, potential drug relapse, self-medication with illicit substances, a deceased parent, a hoarding problem to clean up, an estate to sort out, a potential home sale, unresolved relationship issues and untreated BPD. It's no wonder your daughter is overwhelmed! That would be a lot to deal with, even for a healthy, mature, stable person who has supportive family and friends.
If your daughter is not eating right nor taking care of herself, she's basically making herself sicker, and when she's not feeling well, her emotions spin even further out of control. Let me guess, your daughter looks like a mess, lives in a mess and doesn't take care of her possessions. I guarantee you that's a reflection of her general mental state. I know this because I've lived through it with my BPD stepdaughter when she wasn't getting treatment for BPD.
Look, sorting through a loved one's belongings and readying a house for sale is a lot of work, both physically and emotionally, and if you add to that a hoarding problem, it's an order of magnitude worse. Clearly you can't deal with it, and neither can your daughter. She's only 28; she probably has little to no experience executing on a big project like that. In addition, she's hampered by BPD, and probably the lingering effects of drug use, which can impair executive function. (When my BPD stepdaughter was self-medicating daily with marijuana, her executive function became severely impaired, as she was scatterbrained and lacked motivation. She couldn't even pack an overnight bag, let alone clean up and organize someone else's house and put it on the market.)
I think you say as much--the situation is really tough, you absolutely have to get help. The question for you is, do you want to orchestrate getting the help, or is it your daughter's responsibility? My definition of enabling is doing things for someone else that they are capable of doing for themselves. From what you tell me, your daughter seems incapable of handling the estate, and she's likewise probably incapable of organizing other people to handle the estate on her behalf. The executor might be loyal, kind and work in your daughter's best interests, but it sounds to me like he's just not going to do the heavy lifting either. Maybe her dad didn't realize how much work he was bequeathing; he was a bit in denial himself. Maybe he had intended to leave everything in order, but his sickness prevented him sorting things out before his demise. So the reality is, your daughter is facing a mess that is totally beyond her ability to handle. It is simply too hard, too stressful, too emotionally charged. Her response? Avoidance, and probably increased self-medication with illicit substances.
Since I'm a doer and a realist, I think what I might propose is get the executor/personal representative, you and your daughter in the same room (or on the same phone call) and work out a plan. You ask the executor what decisions need to be made, what tasks need to be completed, and what paperwork needs to be completed. If there's no checklist of things that need to be decided and completed, then you either create the checklist yourself, with timelines and responsibilities assigned, or you find somebody else to do it for you, in writing. You get permission from both of them to hire someone to clean up the hoard, and subsequently to hire a realtor, who will tell your daughter what needs to be fixed up to sell the house. You get an agreement to help pay for these services out of the proceeds from the estate. I guess my point is, somebody needs to be the "project manager," and since it can't be your daughter (she's not competent right now and probably clueless about this sort of thing), then it's either you or somebody you hire, whatever you are more comfortable with. My guess is your daughter will be grateful that somebody else lifts this burden off of her, because she just can't do it. For me that's the litmus test--if her life depended on it, could she do it? My guess is, probably not. She's only 28, she probably has zero experience in this sort of thing.
My question is, are you willing to take on the task of getting the estate sorted out for your daughter? That could be part of your "deal" with her. You might say, I love you and want to help you deal with dad's passing. It's upsetting and overwhelming for both of us. I think it would be best if you let me help co-ordinate the work on the estate--let me hire the help you need to get his possessions and house sorted out. The sooner we do that, the better off you'll be, because it costs money and effort to maintain that house. You can keep any furnishings you want and set up a new place. Once the house is sold, you'll have plenty of money for a new place. There's enough money right now for you to rent your own apartment. How does that sound? Then you could talk about timing and your need to reclaim your house for yourself in the near future. You establish expectations on a timeline for a move-out date. Fair enough?
Now, I don't doubt that your daughter might fight you on this. She'll say she doesn't want to do it, she doesn't care, you're being mean/insensitive/controlling, she'll drag her feet. But you might have to be firm and say, Living together was just temporary for when dad was sick. It's not good for either of us to live in this purgatory state. If you want my help, I need your full cooperation to stay on track towards completing the estate matters and getting your own place. If you don't want my help, I understand that, you're free to leave now and handle things on your own however you want, you're smart enough, and you have an inheritance, you can afford it. I respect whatever decision you make.
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